Cost Of Care
How much does it cost to have care at home?
The amount you pay for care at home will depend on the level of care you need, area you live and the type of provider you choose.
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Most care agencies and introductory agencies will charge an hourly rate for care at home and a fixed rate for overnight care or live-in care.
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CARE AGENCY
Care agencies tend to be more expensive as they charge high commission rates and have additional administration charges.
Traditional agencies charge from £26 per hour for care during the week and additional at weekends. If you were to have a carer for 15 hours per week this would total to over £18,000 per year
Typically, the carer earns £9.20 per hour. A care agency will manage the care so they decide who is coming, when and for how long.
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In many occasions it may be more difficult to get the care visits at the times you have agreed with the agency or you may not always have the same carer on a regular basis.
Live-in care provided through a traditional care agency will be up to £1,500 per week but will vary according to the precise needs of the care recipient.
INTRODUCTORY AGENCIES
Hearts Kind will help you find a suitable carer in your area for a small commission, which is included in the carer’s hourly rate.
Our commission rates are kept very low, so that 75% of what you pay goes to the self-employed carer. Most of our home carers earn 50% more than they would if they worked for a traditional care agency.
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Carers with introductory agencies are more experienced. Our carers are trustworthy, compassionate, and reliable and we encourage them to develop a relationship with their clients. All the necessary checks and references ensuring the carer has the experience, valid training certificates, and DBS checks are kept up to date.
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The carers are self-employed and charge between £14.50 - £22 per hour depending on experience. If you take the average of £17 per hour, it will cost approximately £13,300 per year if you have a carer for 10 hours a week.
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As well as providing Hourly care, Hearts Kind can also provide Overnight care which costs from £125 to £180 a night, or around-the-clock care live-in care which costs from £980 a week.
CARE HOME
The average cost of a residential care home in the UK is £39,988 a year although this does vary around the country.
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If you want a more in-depth comparison of the benefits of care homes compared to home care, please see our article:
FINANCIAL SUPPORT
There’s many families paying for care privately, but is important to know that you have the opportunity to access home care fundings from Local Authority or NHS Clinical Commissioning Group.
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Where possible you can request the care to be funded via Direct Payments or a Personal Health budget. This gives you control over how you spend the money allocated for your care and you will be able to access a much wider choice of care.
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Local Authority support for care of the elderly varies according to where you live but often, even if they provide you with support, they will be unable to provide the level of care that you may want for your relative or friend. For most people, there is a need to pay for at least some additional care support to provide the quality of life that you want for your loved one.
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